Mortgage Interest Rates In 2025. Home shoppers hoping for more attractive mortgage rates next year may be disappointed. Most experts predict that mortgage rates will fall steadily in 2025, and forecasts from both the mortgage bankers association (mba) and.

Mortgage rates have moved in the opposite direction since september, however, as they are long term rates influenced by many factors beyond the fed’s policy rate. Mortgage rates will continue to fall into 2025 as the rate of inflation continues to drop towards the fed’s goal of 2%, says melissa cohn, regional vice president at william.